fundingpath.net helps qualifying small businesses and self-employed individuals access revenue-based merchant cash advances. These products are available only to self-employed individuals and small businesses for commercial purposes; they are not a consumer product and are not offered for personal, family, or household use. A merchant cash advance is not a loan — it is a purchase of a set share of your future sales, paid to you as a lump sum today. What you repay is a fixed, agreed amount rather than interest, and it is never expressed as an annual percentage rate. Whether you qualify, how much you receive, and the terms you are offered depend on your business’s revenue and are confirmed through review and verification. Availability and terms vary by state, and funding is not offered everywhere; FundingPath does not originate, broker, or service transactions for businesses located or principally managed in California or New York. Reviewing your options is a soft inquiry that leaves your credit score untouched.