Fundingbuiltaroundyourrevenue,notyourcreditscore.
See what you qualify for
Takes about two minutes. No obligation.
How it works
Three steps,no red tape.
A merchant cash advance is the purchase of a portion of your future receivables. That means less paperwork, faster answers, and pricing you can actually read.
- 01
Tell us about your business
Share your average monthly revenue and a few basics. We use a soft check only, so looking at your options never touches your credit score.
- 02
Review your revenue-based offer
We look at your receivables, not your credit file, and send a clear offer with one fixed cost up front. No APR, no compounding interest, no fine print.
- 03
Get your funds, keep growing
Approve the offer and funds typically land within 2 to 12 hours. You repay from a small, agreed share of your future sales as they come in.
Funding that fits how a business actually earns.
Traditional lending judges you by a credit score. We look at the money already moving through your business, and build the funding around it.
Built on revenue, not your credit score
Approval is based on the sales flowing through your business, so a thin or bruised credit file does not shut the door. Your track record of earning is what counts.
One fixed cost, no APR
You agree to a single, transparent amount up front. No compounding interest, no moving rate, nothing hidden in the fine print.
Checking is soft and free
See your options with a soft check that never affects your credit score.
Funds in 2-12 hours
Most approved businesses see money in their account within a day or two.
Repay as you earn
Payments flex with a small share of daily sales, so slow weeks feel lighter.
Real people who know small business
Every application is reviewed by a funding specialist, not a rigid scorecard. When you call, you reach someone who understands cash flow, seasons, and the way real businesses run.
Who it's for
Made for the businesses banks overlook.
If you run a small business with real, steady revenue, you deserve funding that sees your work clearly — not a score that misses the point.
Testimonials
Owners who got funded on their own terms.
“The bank wanted two years of returns and a spotless score. FundingPath looked at my sales and funded me the next day. I restocked before the holiday rush and never looked back.”
“Payments flex with my slow winter months. It never feels like a weight on the business.”
“One clear cost, no APR games. I knew exactly what I owed before I signed anything.”
“A funding specialist actually called me. He understood how cash flow works in the trades — banks never did.”
“Soft check, real answer in minutes. My credit score never moved.”
“The money hit my account the same afternoon. I bought inventory that day and doubled my weekend sales.”
“I'd been turned down by banks for years. FundingPath funded me on my revenue alone.”
“Repayment moves with my sales, so a slow week never sinks me. That peace of mind is worth everything.”
“No fine print, no surprises — just funding that respected my time.”
Ready to put your revenue to work?
See your options in about two minutes. It is a soft check, so it will not affect your credit score.
A merchant cash advance is not a loan. Amounts and terms are subject to review.